Future Problems from Unreinforced Garage Doors
If your house has an old garage door that is not reinforced and which does not comply with the current building codes, you do need to be aware of the risks to your home. Throughout a strong tropical storm or typhoon, the winds can create an excess amount of pressure to build up in the garage.
Ultimately, this pressure accumulates and is so powerful it can cause the whole garage door to blow removed of the garage. In some residences the pressure has been so tough, as we saw with Irma in 2015, that it blew off the roofing system over the garage and knocked down support walls. Aside from this potential damage, as soon as the garage door has blown out, the rest of the house becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Homeowner’s Insurance?
Whether your home requires a reinforced garage door or not does depends on your insurance service provider. In the past, service providers would still offer coverage on Florida residences with one catch: If you did not have actually a reinforced garage door, then your insurance coverage prices were much higher.
The increase in prices is often enough to justify the costs to invest in a new reinforced garage door. And also, some insurance providers will certainly offer a discount rate on coverage rates for houses with reinforced doors.
Additionally, after Irma tore through the state, some insurance coverage service providers are now requiring homes to have reinforced garage doors. If the house owner decides not to update, then their insurance coverage can be canceled. If you have any kind of questions about your insurance coverage and demands, we recommend contacting your insurance representative.
Just How Do Reinforced Garage Doors Work?
There are two general styles of reinforced garage doors. The initial one uses built-in reinforcements that are part of the door. In the event of a tropical storm or storm, the property owner merely locks the garage door. The reinforcement requires no additional setup considering that it is already part of the door. The property owner can continue to open and close the garage door, if necessary, simply by unlocking it.
The other type of reinforced garage door uses post reinforcements you established before the tornado. The posts are placed in details places behind the primary door and lock right into place. Once set up, the door can not be opened or shut. After the tornado passes, the property owner needs to take down the post reinforcements before making use of the garage door.
Can Reinforced Garage Doors Get Damaged?
There is constantly a possibility that reinforced garage doors could get damaged by a significant storm. The door can get dents, dings, and other problems. If the tornado is powerful enough, it can cause debris to be driven through the door.
Things to keep in mind is that the primary objective of reinforced garage doors is to mitigate and lower the amount of potential damages to your house during a tropical storm or hurricane. As long as you have storm insurance coverage on your house, your insurance company will help cover any Garage Door Repair in Woodmoor expenditures, as well as other home repairs, minus your insurance deductible.