Potential Damages from Unreinforced Garage Doors
If your house has an old garage door that is not reinforced and which does not adhere to the existing building regulations, you do need to be aware of the dangers to your house. Throughout a strong tropical storm or typhoon, the winds can cause an excess amount of pressure to build up in the garage.
At some point, this pressure accumulates and is so powerful it can create the whole garage door to blow off of the garage. In some homes the stress has actually been so tough, as we saw with Irma in 2015, that it blew off the roofing over the garage and tore down support walls. Aside from this potential damages, once the garage door has blown out, the rest of the house becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Home owner’s Insurance?
Whether your home requires a reinforced garage door or not does depends on your insurance provider. In the past, providers would still offer coverage on Florida homes with one catch: If you did not have actually a reinforced garage door, then your insurance coverage rates were a lot higher.
The increase in rates is often enough to validate the costs to invest in a brand-new reinforced garage door. Plus, some insurance coverage providers will offer a discount on insurance coverage rates for homes with reinforced doors.
On top of that, after Irma tore through the state, some insurance coverage companies are now requiring homes to have reinforced garage doors. If the house owner decides not to update, then their insurance coverage can be canceled. If you have any type of inquiries about your insurance coverage and requirements, we recommend contacting your insurance representative.
Exactly How Do Reinforced Garage Doors Job?
There are two general designs of reinforced garage doors. The very first one uses built-in reinforcements that are part of the door. In case of a tropical storm or hurricane, the house owner just locks the garage door. The reinforcement requires no additional setup considering that it is already part of the door. The property owner can continue to open up and close the garage door, if necessary, simply by unlocking it.
The various other kind of reinforced garage door uses post reinforcements you set up prior to the storm. The posts are placed in details areas behind the main door and lock into place. When mounted, the door can not be opened or closed. After the tornado passes, the home owner needs to take down the post reinforcements before making use of the garage door.
Can Reinforced Garage Doors Get Damaged?
There is always a possibility that reinforced garage doors could get damaged by a significant storm. The door might get dents, dings, and other damages. If the storm is powerful enough, it can create particles to be driven through the door.
The important things to bear in mind is that the primary purpose of reinforced garage doors is to mitigate and decrease the amount of potential damages to your house during a tropical storm or hurricane. As long as you have storm insurance policy protection on your home, your insurer will help cover any Garage Door Repair in Rock Creek Park expenditures, as well as other home repairs, minus your deductible.