Future Problems from Unreinforced Garage Doors
If your home has an older garage door that is not reinforced and which does not follow the current building regulations, you do need to be aware of the risks to your house. During a strong tropical storm or typhoon, the winds can create an excess amount of pressure to build up in the garage.
Ultimately, this pressure accumulates and is so powerful it can create the whole garage door to blow off of the garage. In some residences the stress has actually been so strong, as we saw with Irma in 2015, that it blew off the roofing system over the garage and tore down support walls. Aside from this potential damage, once the garage door has blown out, the rest of the home becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Home owner’s Insurance?
Whether your house requires a reinforced garage door or not does depends on your insurance carrier. In the past, service providers would still offer coverage on Florida houses with one catch: If you did not have a reinforced garage door, then your insurance coverage prices were a lot higher.
The increase in prices is frequently enough to validate the costs to invest in a new reinforced garage door. Plus, some insurance providers will offer a discount rate on coverage rates for homes with reinforced doors.
In addition, after Irma tore through the state, some insurance coverage service providers are now requiring houses to have reinforced garage doors. If the house owner decides not to upgrade, then their insurance can be canceled. If you have any type of inquiries regarding your coverage and demands, we suggest calling your insurance agent.
Just How Do Reinforced Garage Doors Work?
There are 2 general styles of reinforced garage doors. The very first one uses built-in reinforcements that are part of the door. In the event of a tropical storm or storm, the homeowner merely locks the garage door. The reinforcement requires no additional setup since it is already part of the door. The property owner can continue to open and close the garage door, if necessary, simply by unlocking it.
The other kind of reinforced garage door utilizes post reinforcements you established prior to the storm. The posts are positioned in details locations behind the major door and lock into place. Once installed, the door can not be opened or shut. After the storm passes, the house owner needs to take down the post reinforcements before using the garage door.
Can Reinforced Garage Doors Get Damaged?
There is constantly a possibility that reinforced garage doors could get damaged by a significant storm. The door could get dents, dings, and other problems. If the tornado is powerful enough, it can trigger to be driven through the door.
Things to keep in mind is that the primary purpose of reinforced garage doors is to mitigate and lower the amount of potential damages to your home throughout a tropical storm or hurricane. As long as you have storm insurance coverage on your house, your insurance provider will help cover any kind of Garage Door Repair in Manitou Springs expenditures, as well as other home repairs, minus your deductible.