Potential Problems from Unreinforced Garage Doors
If your house has an old garage door that is not reinforced and which does not comply with the present building codes, you do need to be aware of the dangers to your house. Throughout a strong tropical storm or hurricane, the winds can cause an excess amount of pressure to build up in the garage.
Ultimately, this pressure develops and is so powerful it can cause the whole garage door to blow removed of the garage. In some residences the stress has been so strong, as we saw with Irma in 2015, that it blew off the roofing system over the garage and tore down support walls. Aside from this potential damages, as soon as the garage door has blown out, the rest of the home becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get House owner’s Insurance?
Whether your house requires a reinforced garage door or not does depends on your insurance carrier. In the past, service providers would still offer coverage on Florida homes with one catch: If you did not have actually a reinforced garage door, then your insurance rates were a lot higher.
The increase in rates is frequently enough to validate the costs to invest in a new reinforced garage door. Plus, some insurance suppliers will offer a discount on coverage prices for houses with reinforced doors.
Additionally, after Irma tore through the state, some insurance coverage providers are now requiring homes to have reinforced garage doors. If the home owner decides not to update, then their insurance can be canceled. If you have any kind of concerns concerning your insurance coverage and demands, we suggest calling your insurance representative.
Just How Do Reinforced Garage Doors Work?
There are 2 general styles of reinforced garage doors. The first one uses built-in reinforcements that are part of the door. In case of a tropical storm or hurricane, the house owner simply locks the garage door. The reinforcement requires no additional setup considering that it is already part of the door. The homeowner can continue to open and close the garage door, if necessary, simply by unlocking it.
The other type of reinforced garage door utilizes post reinforcements you established before the tornado. The posts are positioned in certain places behind the major door and lock into place. As soon as set up, the door can not be opened or shut. After the storm passes, the property owner has to take down the post reinforcements before utilizing the garage door.
Can Reinforced Garage Doors Get Damaged?
There is always a possibility that reinforced garage doors might get damaged by a major tornado. The door could get dents, dings, and other problems. If the storm is powerful enough, it can create debris to be driven through the door.
The thing to remember is that the primary objective of reinforced garage doors is to reduce and lower the amount of potential damage to your house throughout a tropical storm or typhoon. As long as you have typhoon insurance policy protection on your home, your insurance company will assist cover any type of Garage Door Repair in Florissant expenditures, as well as other home repairs, minus your deductible.