Future Damages from Unreinforced Garage Doors

If your home has an old garage door that is not reinforced and which does not follow the present building codes, you do need to be aware of the dangers to your house. During a strong tropical storm or hurricane, the winds can cause an excess amount of pressure to build up in the garage.

Ultimately, this pressure builds up and is so powerful it can cause the entire garage door to blow removed of the garage. In some houses the stress has been so strong, as we saw with Irma in 2015, that it blew off the roofing over the garage and knocked down support walls. Aside from this potential damage, once the garage door has blown out, the rest of the home becomes vulnerable to water and wind damages.

Are Reinforced Garage Doors Required to Get Home owner’s Insurance?

Whether your house requires a reinforced garage door or not does depends on your insurance provider. In the past, service providers would still offer coverage on Florida residences with one catch: If you did not have a reinforced garage door, then your insurance prices were a lot higher.

The increase in rates is often enough to validate the costs to invest in a new reinforced garage door. And also, some insurance coverage providers will certainly offer a discount on coverage prices for houses with reinforced doors.

Additionally, after Irma tore through the state, some insurance coverage service providers are now requiring homes to have reinforced garage doors. If the house owner decides not to upgrade, then their insurance can be canceled. If you have any type of inquiries regarding your insurance coverage and demands, we recommend contacting your insurance agent.

Exactly How Do Reinforced Garage Doors Work?

There are two general designs of reinforced garage doors. The first one uses built-in reinforcements that are part of the door. In case of a tropical storm or hurricane, the homeowner simply locks the garage door. The reinforcement requires no additional setup since it is already part of the door. The property owner can continue to open up and close the garage door, if necessary, simply by unlocking it.

The various other type of reinforced garage door makes use of post reinforcements you established prior to the storm. The posts are placed in particular places behind the primary door and lock into place. When installed, the door can not be opened or closed. After the storm passes, the house owner has to remove the post reinforcements before utilizing the garage door.

Can Reinforced Garage Doors Get Damaged?

There is always a possibility that reinforced garage doors could get damaged by a significant storm. The door could get dents, dings, and other problems. If the storm is powerful enough, it can trigger particles to be driven through the door.

The important things to remember is that the primary function of reinforced garage doors is to minimize and decrease the amount of potential damage to your house during a tropical storm or cyclone. As long as you have typhoon insurance protection on your home, your insurance company will assist cover any kind of Garage Door Repair in Falcon expenditures, as well as other home repairs, minus your insurance deductible.

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