Potential Problems from Unreinforced Garage Doors
If your house has an old garage door that is not reinforced and which does not adhere to the existing building regulations, you do need to be aware of the dangers to your house. During a strong tropical storm or typhoon, the winds can create an excess amount of pressure to build up in the garage.
At some point, this pressure builds up and is so powerful it can cause the entire garage door to blow off of the garage. In some residences the pressure has been so tough, as we saw with Irma in 2015, that it blew off the roof covering over the garage and knocked down support walls. Aside from this potential damages, once the garage door has blown out, the rest of the residence becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Home owner’s Insurance?
Whether your house requires a reinforced garage door or not does depends on your insurance service provider. In the past, service providers would still offer coverage on Florida homes with one catch: If you did not have a reinforced garage door, then your insurance coverage rates were a lot higher.
The increase in rates is frequently enough to justify the costs to invest in a new reinforced garage door. Plus, some insurance coverage companies will provide a discount on insurance coverage prices for houses with reinforced doors.
On top of that, after Irma tore through the state, some insurance coverage suppliers are now requiring houses to have reinforced garage doors. If the house owner decides not to upgrade, then their insurance coverage can be canceled. If you have any questions regarding your coverage and demands, we suggest calling your insurance agent.
How Do Reinforced Garage Doors Work?
There are 2 general styles of reinforced garage doors. The initial one uses built-in reinforcements that are part of the door. In the event of a tropical storm or hurricane, the homeowner merely locks the garage door. The reinforcement requires no additional setup considering that it is already part of the door. The property owner can continue to open and close the garage door, if necessary, simply by unlocking it.
The various other type of reinforced garage door utilizes post reinforcements you established before the tornado. The posts are positioned in particular areas behind the primary door and lock right into place. As soon as installed, the door can not be opened or closed. After the storm passes, the property owner needs to take down the post reinforcements before utilizing the garage door.
Can Reinforced Garage Doors Get Damaged?
There is always a probability that reinforced garage doors could get damaged by a significant storm. The door could get dents, dings, and other problems. If the storm is powerful enough, it can cause to be driven through the door.
The thing to keep in mind is that the primary purpose of reinforced garage doors is to mitigate and decrease the amount of potential damage to your home during a tropical storm or cyclone. As long as you have storm insurance policy coverage on your home, your insurer will assist cover any type of Garage Door Repair in Colorado Springs expenses, as well as other home repairs, minus your deductible.