Potential Problems from Unreinforced Garage Doors
If your home has an older garage door that is not reinforced and which does not adhere to the present building codes, you do need to be aware of the risks to your house. Throughout a strong tropical storm or hurricane, the winds can cause an excess amount of pressure to build up in the garage.
At some point, this pressure accumulates and is so powerful it can trigger the whole garage door to blow off of the garage. In some houses the pressure has been so tough, as we saw with Irma in 2015, that it blew off the roof covering over the garage and knocked down support walls. Aside from this potential damage, once the garage door has blown out, the rest of the house becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Property owner’s Insurance?
Whether your home requires a reinforced garage door or not does depends on your insurance carrier. In the past, service providers would still offer coverage on Florida residences with one catch: If you did not have a reinforced garage door, then your insurance coverage prices were much higher.
The increase in rates is frequently enough to justify the costs to invest in a brand-new reinforced garage door. And also, some insurance service providers will certainly offer a discount on insurance coverage rates for houses with reinforced doors.
On top of that, after Irma tore through the state, some insurance suppliers are now requiring homes to have reinforced garage doors. If the homeowner decides not to upgrade, then their insurance coverage can be canceled. If you have any kind of concerns concerning your coverage and demands, we recommend calling your insurance agent.
Just How Do Reinforced Garage Doors Job?
There are 2 general styles of reinforced garage doors. The initial one uses built-in reinforcements that are part of the door. In the event of a tropical storm or storm, the homeowner just locks the garage door. The reinforcement requires no additional setup since it is already part of the door. The homeowner can continue to open up and close the garage door, if necessary, simply by unlocking it.
The other kind of reinforced garage door uses post reinforcements you established prior to the tornado. The posts are placed in specific areas behind the major door and lock into place. When set up, the door can not be opened or shut. After the storm passes, the property owner has to take down the post reinforcements before making use of the garage door.
Can Reinforced Garage Doors Get Harmed?
There is always a possibility that reinforced garage doors can get damaged by a major storm. The door can get dents, dings, and other damages. If the storm is powerful enough, it could cause particles to be driven through the door.
The important things to keep in mind is that the primary function of reinforced garage doors is to reduce and lower the amount of possible damages to your home during a tropical storm or hurricane. As long as you have storm insurance policy coverage on your residence, your insurer will help cover any type of Garage Door Repair in Cascade expenditures, as well as other home repairs, minus your deductible.