Possible Damages from Unreinforced Garage Doors
If your house has an older garage door that is not reinforced and which does not adhere to the existing building regulations, you do need to be aware of the dangers to your home. Throughout a strong tropical storm or hurricane, the winds can create an excess amount of pressure to build up in the garage.
Eventually, this pressure builds up and is so powerful it can trigger the whole garage door to blow off of the garage. In some homes the stress has actually been so strong, as we saw with Irma in 2015, that it blew off the roof covering over the garage and tore down support walls. Aside from this potential damage, once the garage door has blown out, the rest of the home becomes vulnerable to water and wind damages.
Are Reinforced Garage Doors Required to Get Property owner’s Insurance?
Whether your house requires a reinforced garage door or not does depends on your insurance carrier. In the past, providers would still offer coverage on Florida residences with one catch: If you did not have a reinforced garage door, then your insurance coverage prices were much higher.
The increase in rates is often enough to validate the costs to invest in a new reinforced garage door. Plus, some insurance coverage providers will certainly offer a discount rate on coverage rates for houses with reinforced doors.
In addition, after Irma tore through the state, some insurance coverage providers are now requiring houses to have reinforced garage doors. If the house owner decides not to update, then their insurance coverage can be canceled. If you have any inquiries about your coverage and demands, we recommend calling your insurance agent.
Exactly How Do Reinforced Garage Doors Work?
There are two general styles of reinforced garage doors. The initial one uses built-in reinforcements that are part of the door. In case of a tropical storm or storm, the homeowner merely locks the garage door. The reinforcement requires no additional setup since it is already part of the door. The homeowner can continue to open up and close the garage door, if necessary, simply by unlocking it.
The other type of reinforced garage door uses post reinforcements you set up before the tornado. The posts are placed in particular locations behind the primary door and lock right into place. Once installed, the door can not be opened or shut. After the tornado passes, the homeowner has to take down the post reinforcements before utilizing the garage door.
Can Reinforced Garage Doors Get Harmed?
There is always a possibility that reinforced garage doors might get damaged by a significant tornado. The door might get dents, dings, and other problems. If the tornado is powerful enough, it could create particles to be driven through the door.
Things to remember is that the primary function of reinforced garage doors is to mitigate and decrease the amount of possible damage to your residence during a tropical storm or hurricane. As long as you have typhoon insurance policy protection on your residence, your insurer will help cover any Garage Door Repair in Black Forest expenses, as well as other home repairs, minus your insurance deductible.